Ford Puma vs Volkswagen T-Roc
Value retention, real cost and monthly money, compared on the same 2026 South African data.
The Volkswagen T-Roc wins on money kept: 72% retained after three years vs 67%, worth about R 88 879 at trade-in time.
Both curves, one chart
Head to head
| Puma | T-Roc | |
|---|---|---|
| New price (from) | R 569 000 | R 648 900 |
| ±Monthly instalment | R 9 945/m | R 11 342/m |
| Retained after 1 year | 82% | 85% |
| Retained after 3 years | 67% | 72% |
| Value after 3 years | R 379 702 | R 468 581 |
| Lost to depreciation (3y) | R 189 298 | R 180 319 |
| Value after 5 years | R 301 551 | R 388 846 |
| Our tier | Mainstream | Strong mainstream |
Ford Puma →
A two year experiment that ended in November 2025 after roughly 1,800 sales, mostly because it arrived priced against far bigger SUVs. The car itself is well sorted, with a 1.0 EcoBoost engine and tidy handling. Used examples are rare and shed value quickly once it was withdrawn.
Known for: short-lived overpriced euro crossover
Volkswagen T-Roc →
Positioned as a sportier Golf-based crossover, the T-Roc has been sold locally since 2020. It sells steadily rather than strongly, sitting above the T-Cross and Taigo in price, with a new generation lined up to keep the nameplate going.
Known for: sporty golf-based crossover
Common questions
Which holds value better, the Ford Puma or the Volkswagen T-Roc?
The Volkswagen T-Roc. It keeps about 72% of its price after three years against 67% for the Ford Puma, a gap of 5 points.
Which is cheaper to own over three years?
Depreciation is the biggest ownership cost. The Ford Puma loses about R 189 298 over three years and the Volkswagen T-Roc loses about R 180 319. Fuel, insurance and servicing can narrow or widen that, but the depreciation gap is the number to start from.
What do they cost per month?
On typical finance (10% deposit, 72 months, 11.75%), the Ford Puma runs about R 9 945 per month and the Volkswagen T-Roc about R 11 342, before fees and insurance.
Keep going
Modelled estimates on a retail basis; spec levels and real transaction prices vary.