Privacy Policy

Responsible Party: [LEGAL ENTITY NAME] ([REG NO]), [ADDRESS]. Information Officer: [INFO OFFICER NAME], admin@businessonabudget.co.za.

1. What we collect

Contact details you enter (name, email, phone, province); the vehicle and finance figures you enter into the calculators; technical data (a hashed form of your IP address, browser type) for security and analytics.

2. Why we collect it

To generate and send your calculation results; to improve the calculators and content; to (with your consent) share leads with vetted finance partners/sponsors; to comply with the law. We rely on your consent and our legitimate interests.

3. Sharing

We do not sell your raw personal information indiscriminately. With your consent we may share your enquiry with vehicle-finance partners/sponsors so they can contact you. Service providers (hosting, email) process data on our behalf under agreement.

4. Security

We store data on access-controlled servers; IP addresses are stored only as a one-way hash; access to the admin dashboard is password-protected.

5. Retention

We keep submissions for as long as needed for the purpose above, then delete or de-identify them.

6. Your POPIA rights

You may access, correct, or delete your personal information, object to processing, or withdraw consent. Contact admin@businessonabudget.co.za or use Data Removal. You may also complain to the Information Regulator (South Africa).

7. Cookies / ads

We use cookies and third-party advertising (Google AdSense) which may use cookies to personalise ads. See Google’s policies. You can manage ad personalisation in your Google settings.

8. Changes

We may update this policy; the current version and date appear at the top.