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BMW X5 vs Volkswagen Touareg

Value retention, real cost and monthly money, compared on the same 2026 South African data.

The short answer

Too close to call on resale: both keep about 60% of their value over three years. Decide on the deal, not the badge.

Both curves, one chart

R0R500kR1mR1,5mR2mNow1y2y3y4y5y6y7y8yYears from now
BMW X5 Volkswagen Touareg

Head to head

X5Touareg
New price (from)R 1 814 637R 1 494 300
±Monthly instalmentR 31 717/mR 26 118/m
Retained after 1 year79%79%
Retained after 3 years60%60%
Value after 3 yearsR 1 091 517R 898 832
Lost to depreciation (3y)R 723 120R 595 468
Value after 5 yearsR 806 039R 663 749
Our tierPremium (established)Premium (established)

BMW X5

One of the first premium SUVs in South Africa, the X5 has been on sale since 2000 and remains a status benchmark. The xDrive30d diesel has been the perennial volume derivative. It is a used-market staple, though out-of-plan running costs on older examples are high.

Known for: the original premium suv staple

Volkswagen Touareg

VW's flagship SUV has been sold in SA since 2003 and shares its platform with the Audi Q7 and Porsche Cayenne. New prices sit deep in premium territory, but depreciation is heavier than the equivalent BMW or Mercedes, which makes used examples strong value.

Known for: flagship suv tech, heavy depreciation

Common questions

Which holds value better, the BMW X5 or the Volkswagen Touareg?

They are close to inseparable: 60% vs 60% retained after three years. Buy on price, spec and the deal you can get, not on resale.

Which is cheaper to own over three years?

Depreciation is the biggest ownership cost. The BMW X5 loses about R 723 120 over three years and the Volkswagen Touareg loses about R 595 468. Fuel, insurance and servicing can narrow or widen that, but the depreciation gap is the number to start from.

What do they cost per month?

On typical finance (10% deposit, 72 months, 11.75%), the BMW X5 runs about R 31 717 per month and the Volkswagen Touareg about R 26 118, before fees and insurance.

Keep going

Modelled estimates on a retail basis; spec levels and real transaction prices vary.