BMW X5 value and depreciation
Known for the original premium suv staple.
Projected value of a new BMW X5
We class the BMW X5 as a premium (established) in our 12-tier model, which puts its retention at roughly 60% after three years and 44% after five. German and established luxury compacts and mid-sizers. A hard first-year knock, then steady losses that accelerate once the motorplan expires.
Retention table
| After | Retained | Retail value | Trade-in |
|---|---|---|---|
| 1 year | 79% | R 1 441 572 | R 1 268 583 |
| 3 years | 60% | R 1 091 517 | R 960 535 |
| 5 years | 44% | R 806 039 | R 709 314 |
| 7 years | 32% | R 587 730 | R 517 202 |
| 10 years | 20% | R 359 052 | R 315 966 |
Estimates for a new purchase at R 1 814 637; retail basis, trade-in ≈ 12% under retail.
One of the first premium SUVs in South Africa, the X5 has been on sale since 2000 and remains a status benchmark. The xDrive30d diesel has been the perennial volume derivative. It is a used-market staple, though out-of-plan running costs on older examples are high.
What used X5 years are worth today
Tap a year for the full breakdown: value range, remaining depreciation, and what to pay.
| Year | Est. retail today | Trade-in | |
|---|---|---|---|
| 2026 X5 | R 1 814 637 | R 1 596 881 | Details → |
| 2025 X5 | R 1 366 419 | R 1 202 449 | Details → |
| 2024 X5 | R 1 127 012 | R 991 771 | Details → |
| 2023 X5 | R 929 551 | R 818 005 | Details → |
| 2022 X5 | R 757 152 | R 666 294 | Details → |
| 2021 X5 | R 616 728 | R 542 721 | Details → |
| 2020 X5 | R 502 347 | R 442 065 | Details → |
| 2019 X5 | R 404 027 | R 355 544 | Details → |
| 2018 X5 | R 324 951 | R 285 957 | Details → |
| 2017 X5 | R 261 352 | R 229 990 | Details → |
| 2016 X5 | R 210 200 | R 184 976 | Details → |
| 2015 X5 | R 169 059 | R 148 772 | Details → |
X5 against its rivals
BMW X5: common questions
What is a BMW X5 worth after 3 years?
A BMW X5 bought new today for R 1 814 637 is projected to be worth about R 1 091 517 after three years, which is 60% of its price. A dealer trade-in offer would sit closer to R 960 535.
Does the BMW X5 hold its value?
We class the BMW X5 as a premium (established) in our 12-tier model, which puts its retention at roughly 60% after three years and 44% after five. German and established luxury compacts and mid-sizers. A hard first-year knock, then steady losses that accelerate once the motorplan expires.
What does a used BMW X5 cost?
As a guide: a 2024 model is worth about R 1 127 012 retail today, while a 2015 model sits around R 169 059. Condition, mileage and spec move real prices by 10% or more either way.
What would a BMW X5 cost per month?
Financing a new BMW X5 at R 1 814 637 over 72 months at 11.75% with a 10% deposit comes to roughly R 31 717 per month before bank fees and insurance.
Keep going
All figures are modelled estimates for planning, not offers or valuations. Data reviewed 2026.