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BMW X3 vs Maserati Grecale

Value retention, real cost and monthly money, compared on the same 2026 South African data.

The short answer

The BMW X3 wins on money kept: 61% retained after three years vs 57%, worth about R 469 330 at trade-in time.

Both curves, one chart

R0R500kR1mR1,5mR2mNow1y2y3y4y5y6y7y8yYears from now
BMW X3 Maserati Grecale

Head to head

X3Grecale
New price (from)R 1 077 260R 1 990 000
±Monthly instalmentR 18 829/mR 34 782/m
Retained after 1 year80%78%
Retained after 3 years61%57%
Value after 3 yearsR 659 536R 1 128 866
Lost to depreciation (3y)R 417 724R 861 134
Value after 5 yearsR 492 126R 805 657
Our tierPremium (established)Luxury flagship & exotic

BMW X3

Built at Rosslyn since 2018 for local sale and export, the X3 is BMW South Africa's most important model. It fights the Mercedes GLC and Audi Q5 and is the brand's biggest local seller. Steady used demand keeps trade-in values healthier than most premium rivals.

Known for: locally built and bmw sa's biggest seller

Maserati Grecale

The Grecale is the cheapest new Maserati in South Africa, listed from just under R2 million for the GT with the Trofeo near R3 million. It shares its platform with the Alfa Romeo Stelvio and targets the Porsche Macan. Sales have been modest and early depreciation follows the brand's weak pattern.

Known for: most affordable new maserati

Common questions

Which holds value better, the BMW X3 or the Maserati Grecale?

The BMW X3. It keeps about 61% of its price after three years against 57% for the Maserati Grecale, a gap of 4 points.

Which is cheaper to own over three years?

Depreciation is the biggest ownership cost. The BMW X3 loses about R 417 724 over three years and the Maserati Grecale loses about R 861 134. Fuel, insurance and servicing can narrow or widen that, but the depreciation gap is the number to start from.

What do they cost per month?

On typical finance (10% deposit, 72 months, 11.75%), the BMW X3 runs about R 18 829 per month and the Maserati Grecale about R 34 782, before fees and insurance.

Keep going

Modelled estimates on a retail basis; spec levels and real transaction prices vary.