BMW X3 value and depreciation
Known for locally built and bmw sa's biggest seller.
Projected value of a new BMW X3
We class the BMW X3 as a premium (established) in our 12-tier model, which puts its retention at roughly 61% after three years and 46% after five. German and established luxury compacts and mid-sizers. A hard first-year knock, then steady losses that accelerate once the motorplan expires.
Retention table
| After | Retained | Retail value | Trade-in |
|---|---|---|---|
| 1 year | 80% | R 862 838 | R 759 297 |
| 3 years | 61% | R 659 536 | R 580 392 |
| 5 years | 46% | R 492 126 | R 433 071 |
| 7 years | 34% | R 362 757 | R 319 226 |
| 10 years | 21% | R 225 412 | R 198 363 |
Estimates for a new purchase at R 1 077 260; retail basis, trade-in ≈ 12% under retail.
Built at Rosslyn since 2018 for local sale and export, the X3 is BMW South Africa's most important model. It fights the Mercedes GLC and Audi Q5 and is the brand's biggest local seller. Steady used demand keeps trade-in values healthier than most premium rivals.
What used X3 years are worth today
Tap a year for the full breakdown: value range, remaining depreciation, and what to pay.
| Year | Est. retail today | Trade-in | |
|---|---|---|---|
| 2026 X3 | R 1 077 260 | R 947 989 | Details → |
| 2025 X3 | R 817 856 | R 719 713 | Details → |
| 2024 X3 | R 677 765 | R 596 433 | Details → |
| 2023 X3 | R 561 669 | R 494 269 | Details → |
| 2022 X3 | R 459 883 | R 404 697 | Details → |
| 2021 X3 | R 376 543 | R 331 358 | Details → |
| 2020 X3 | R 308 305 | R 271 308 | Details → |
| 2019 X3 | R 249 373 | R 219 448 | Details → |
| 2018 X3 | R 201 705 | R 177 500 | Details → |
| 2017 X3 | R 163 149 | R 143 571 | Details → |
| 2016 X3 | R 131 963 | R 116 127 | Details → |
| 2015 X3 | R 106 738 | R 93 929 | Details → |
X3 against its rivals
BMW X3: common questions
What is a BMW X3 worth after 3 years?
A BMW X3 bought new today for R 1 077 260 is projected to be worth about R 659 536 after three years, which is 61% of its price. A dealer trade-in offer would sit closer to R 580 392.
Does the BMW X3 hold its value?
We class the BMW X3 as a premium (established) in our 12-tier model, which puts its retention at roughly 61% after three years and 46% after five. German and established luxury compacts and mid-sizers. A hard first-year knock, then steady losses that accelerate once the motorplan expires.
What does a used BMW X3 cost?
As a guide: a 2024 model is worth about R 677 765 retail today, while a 2015 model sits around R 106 738. Condition, mileage and spec move real prices by 10% or more either way.
What would a BMW X3 cost per month?
Financing a new BMW X3 at R 1 077 260 over 72 months at 11.75% with a 10% deposit comes to roughly R 18 829 per month before bank fees and insurance.
Keep going
All figures are modelled estimates for planning, not offers or valuations. Data reviewed 2026.