BMW X3 vs Jaguar F-Pace
Value retention, real cost and monthly money, compared on the same 2026 South African data.
The BMW X3 wins on money kept: 61% retained after three years vs 59%, worth about R 143 961 at trade-in time.
Both curves, one chart
Head to head
| X3 | F-Pace | |
|---|---|---|
| New price (from) | R 1 077 260 | R 1 359 100 |
| ±Monthly instalment | R 18 829/m | R 23 755/m |
| Retained after 1 year | 80% | 79% |
| Retained after 3 years | 61% | 59% |
| Value after 3 years | R 659 536 | R 803 497 |
| Lost to depreciation (3y) | R 417 724 | R 555 603 |
| Value after 5 years | R 492 126 | R 587 356 |
| Our tier | Premium (established) | Premium (established) |
BMW X3 →
Built at Rosslyn since 2018 for local sale and export, the X3 is BMW South Africa's most important model. It fights the Mercedes GLC and Audi Q5 and is the brand's biggest local seller. Steady used demand keeps trade-in values healthier than most premium rivals.
Known for: locally built and bmw sa's biggest seller
Jaguar F-Pace →
Jaguar's first SUV quickly became its best seller in South Africa after launching in 2016, with the supercharged SVR a cult favourite. It was the last Jaguar on sale locally before the brand halted new-car sales in 2025. Used supply is healthy and prices are soft relative to German rivals.
Known for: best-selling jaguar in sa
Common questions
Which holds value better, the BMW X3 or the Jaguar F-Pace?
The BMW X3. It keeps about 61% of its price after three years against 59% for the Jaguar F-Pace, a gap of 2 points.
Which is cheaper to own over three years?
Depreciation is the biggest ownership cost. The BMW X3 loses about R 417 724 over three years and the Jaguar F-Pace loses about R 555 603. Fuel, insurance and servicing can narrow or widen that, but the depreciation gap is the number to start from.
What do they cost per month?
On typical finance (10% deposit, 72 months, 11.75%), the BMW X3 runs about R 18 829 per month and the Jaguar F-Pace about R 23 755, before fees and insurance.
Keep going
Modelled estimates on a retail basis; spec levels and real transaction prices vary.