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Audi A6 vs Jaguar XF

Value retention, real cost and monthly money, compared on the same 2026 South African data.

The short answer

Too close to call on resale: both keep about 60% of their value over three years. Decide on the deal, not the badge.

Both curves, one chart

R0R500kR1mR1,5mR2mNow1y2y3y4y5y6y7y8yYears from now
Audi A6 Jaguar XF

Head to head

A6XF
New price (from)R 1 184 100R 1 043 342
±Monthly instalmentR 20 696/mR 18 236/m
Retained after 1 year79%78%
Retained after 3 years60%59%
Value after 3 yearsR 705 682R 610 926
Lost to depreciation (3y)R 478 418R 432 416
Value after 5 yearsR 518 290R 444 078
Our tierPremium (established)Premium (established)

Audi A6

Audi's executive sedan fought the 5 Series and E-Class locally through several generations before quietly dropping off the new-car price lists around 2024, with a new generation expected back by 2027. It built its name on comfortable cruising and strong diesel engines. Depreciation is steep, so used A6s deliver a lot of car for the money.

Known for: comfortable long-distance executive cruiser

Jaguar XF

The XF replaced the S-Type in 2008 and was for years the core Jaguar sedan in South Africa. Two generations sold locally before the model was axed in the brand's shift to electric. Depreciation has always been heavier than the German competition, so used examples look like bargains.

Known for: executive style with steep depreciation

Common questions

Which holds value better, the Audi A6 or the Jaguar XF?

They are close to inseparable: 60% vs 59% retained after three years. Buy on price, spec and the deal you can get, not on resale.

Which is cheaper to own over three years?

Depreciation is the biggest ownership cost. The Audi A6 loses about R 478 418 over three years and the Jaguar XF loses about R 432 416. Fuel, insurance and servicing can narrow or widen that, but the depreciation gap is the number to start from.

What do they cost per month?

On typical finance (10% deposit, 72 months, 11.75%), the Audi A6 runs about R 20 696 per month and the Jaguar XF about R 18 236, before fees and insurance.

Keep going

Modelled estimates on a retail basis; spec levels and real transaction prices vary.