Jaguar XF value and depreciation
Known for executive style with steep depreciation.
Projected value of a new Jaguar XF
We class the Jaguar XF as a premium (established) in our 12-tier model, which puts its retention at roughly 59% after three years and 43% after five. German and established luxury compacts and mid-sizers. A hard first-year knock, then steady losses that accelerate once the motorplan expires.
Retention table
| After | Retained | Retail value | Trade-in |
|---|---|---|---|
| 1 year | 78% | R 818 544 | R 720 319 |
| 3 years | 59% | R 610 926 | R 537 615 |
| 5 years | 43% | R 444 078 | R 390 789 |
| 7 years | 31% | R 318 503 | R 280 283 |
| 10 years | 18% | R 189 616 | R 166 862 |
Estimates for a new purchase at R 1 043 342; retail basis, trade-in ≈ 12% under retail.
The XF replaced the S-Type in 2008 and was for years the core Jaguar sedan in South Africa. Two generations sold locally before the model was axed in the brand's shift to electric. Depreciation has always been heavier than the German competition, so used examples look like bargains.
What used XF years are worth today
Tap a year for the full breakdown: value range, remaining depreciation, and what to pay.
| Year | Est. retail today | Trade-in | |
|---|---|---|---|
| 2024 XF | R 707 156 | R 622 297 | Details → |
| 2023 XF | R 610 926 | R 537 615 | Details → |
| 2022 XF | R 520 864 | R 458 360 | Details → |
| 2021 XF | R 444 078 | R 390 789 | Details → |
| 2020 XF | R 358 874 | R 315 809 | Details → |
| 2019 XF | R 286 160 | R 251 821 | Details → |
| 2018 XF | R 228 179 | R 200 798 | Details → |
| 2017 XF | R 181 947 | R 160 113 | Details → |
| 2016 XF | R 145 081 | R 127 671 | Details → |
| 2015 XF | R 115 685 | R 101 803 | Details → |
| 2014 XF | R 92 246 | R 81 176 | Details → |
| 2013 XF | R 73 555 | R 64 728 | Details → |
XF against its rivals
Jaguar XF: common questions
What is a Jaguar XF worth after 3 years?
A Jaguar XF bought new today for R 1 043 342 is projected to be worth about R 610 926 after three years, which is 59% of its price. A dealer trade-in offer would sit closer to R 537 615.
Does the Jaguar XF hold its value?
We class the Jaguar XF as a premium (established) in our 12-tier model, which puts its retention at roughly 59% after three years and 43% after five. German and established luxury compacts and mid-sizers. A hard first-year knock, then steady losses that accelerate once the motorplan expires.
What does a used Jaguar XF cost?
As a guide: a 2022 model is worth about R 520 864 retail today, while a 2013 model sits around R 73 555. Condition, mileage and spec move real prices by 10% or more either way.
What would a Jaguar XF cost per month?
Financing a new Jaguar XF at R 1 043 342 over 72 months at 11.75% with a 10% deposit comes to roughly R 18 236 per month before bank fees and insurance.
Keep going
All figures are modelled estimates for planning, not offers or valuations. Data reviewed 2026.