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What is a 2023 BMW X5 worth?

Our estimate for a 3-year-old BMW X5 in average condition with typical mileage, on 2026 market pricing.

Retail value today
R 929 551
R 845 891 to R 1 013 211
Trade-in offer
R 818 005
what a dealer would pay
Cost new (est.)
R 1 545 370
2023 launch pricing
Value kept
60%
R 615 819 depreciated

The 2023 X5 on its value curve

R0R500kR1mR1,5mR2mNow1y2y3y4y5y6y7y8yYears from now

The marker shows where a 2023 model sits today: 3 years in, 40% of the new price already gone. The steep part of the curve is behind it; from here it sheds value at roughly 14% a year.

If you buy it now

Fair buy price (retail)R 929 551
Worth in 1 yearR 798 796
Worth in 3 yearsR 589 877
3-year cost of ownership (depreciation)R 339 674
±Monthly financedR 16 247/m

Depreciation only; fuel, insurance and maintenance excluded.

Is one year newer worth it?

Model yearEst. retailStep up costs
2024R 1 127 012See value →
2023 (this page)R 929 551+R 197 461 to newest
2022R 757 152+R 369 860 to newestSee value →

2023 BMW X5: common questions

What is a 2023 BMW X5 worth in South Africa?

Around R 929 551 as a retail asking price, with clean low-mileage examples reaching R 1 013 211 and higher-mileage cars closer to R 845 891. A dealer trade-in offer would sit near R 818 005.

Is a 2023 BMW X5 a good buy now?

It has already absorbed 40% of its new-car depreciation. If you buy at R 929 551 and keep it three years, expect it to shed roughly R 339 674 more. As a premium (established) model, it holds value well for its age, so you are paying for retention you will largely get back.

What did a 2023 BMW X5 cost new?

About R 1 545 370 at launch pricing in 2023 (our estimate, deflated from today's list price). It has kept 60% of that.

What would financing a 2023 BMW X5 cost monthly?

At R 929 551 over 72 months at 11.75% with 10% down, roughly R 16 247 per month before fees and insurance. Shorter terms suit used cars better; run your own numbers in the value calculator.

Keep going

Estimates modelled from list pricing and our SA depreciation tiers; condition, mileage, spec and region move real prices. Not a valuation or an offer.