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Toyota Rumion vs Volkswagen Caddy

Value retention, real cost and monthly money, compared on the same 2026 South African data.

The short answer

The Volkswagen Caddy wins on money kept: 74% retained after three years vs 69%, worth about R 209 399 at trade-in time.

Both curves, one chart

R0R150kR300kR450kR600kNow1y2y3y4y5y6y7y8yYears from now
Toyota Rumion Volkswagen Caddy

Head to head

RumionCaddy
New price (from)R 314 100R 573 200
±Monthly instalmentR 5 490/mR 10 019/m
Retained after 1 year83%86%
Retained after 3 years69%74%
Value after 3 yearsR 216 080R 425 479
Lost to depreciation (3y)R 98 020R 147 721
Value after 5 yearsR 174 558R 358 622
Our tierMainstreamStrong mainstream

Toyota Rumion

Toyota's version of the Suzuki Ertiga took over the Avanza's role in late 2021. A 1.5-litre petrol engine and seven seats make it the default choice for shuttle operators and big families on a budget. The Toyota badge adds resale strength over its Suzuki twin despite the shared underpinnings.

Known for: ertiga twin serving the shuttle market

Volkswagen Caddy

The Caddy name covered a Golf-based bakkie built locally until 2007 before shifting to the van-based range sold today. Passenger Caddy and Caddy Maxi versions are popular with families and shuttle operators, while the Caddy Cargo panel van starts at R466,700 and works hard in courier fleets.

Known for: van-based family practicality

Common questions

Which holds value better, the Toyota Rumion or the Volkswagen Caddy?

The Volkswagen Caddy. It keeps about 74% of its price after three years against 69% for the Toyota Rumion, a gap of 5 points.

Which is cheaper to own over three years?

Depreciation is the biggest ownership cost. The Toyota Rumion loses about R 98 020 over three years and the Volkswagen Caddy loses about R 147 721. Fuel, insurance and servicing can narrow or widen that, but the depreciation gap is the number to start from.

What do they cost per month?

On typical finance (10% deposit, 72 months, 11.75%), the Toyota Rumion runs about R 5 490 per month and the Volkswagen Caddy about R 10 019, before fees and insurance.

Keep going

Modelled estimates on a retail basis; spec levels and real transaction prices vary.