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Renault Captur vs Volkswagen T-Cross

Value retention, real cost and monthly money, compared on the same 2026 South African data.

The short answer

The Volkswagen T-Cross wins on money kept: 73% retained after three years vs 58%, worth about R 8 025 at trade-in time.

Both curves, one chart

R0R150kR300kR450kR600kNow1y2y3y4y5y6y7y8yYears from now
Renault Captur Volkswagen T-Cross

Head to head

CapturT-Cross
New price (from)R 515 999R 399 900
±Monthly instalmentR 9 019/mR 6 990/m
Retained after 1 year76%85%
Retained after 3 years58%73%
Value after 3 yearsR 298 763R 290 738
Lost to depreciation (3y)R 217 236R 109 162
Value after 5 yearsR 226 851R 242 191
Our tierWeak-franchise mainstreamStrong mainstream

Renault Captur

First sold here in 2015 with 66kW dCi and turbo petrol engines, then quietly withdrawn before returning in 2025 in facelifted second-generation form with a 113kW 1.3 turbo. It plays in the fashion-led end of the compact crossover market. The relaunched range sits well above the Kiger, starting at R515,999.

Known for: style-led compact crossover

Volkswagen T-Cross

VW's Polo-based compact SUV has been a consistent top seller since its 2019 launch. Its 1.0 TSI engines are familiar from the Polo, and resale is among the strongest in a crowded small SUV segment.

Known for: polo-based suv practicality

Common questions

Which holds value better, the Renault Captur or the Volkswagen T-Cross?

The Volkswagen T-Cross. It keeps about 73% of its price after three years against 58% for the Renault Captur, a gap of 15 points.

Which is cheaper to own over three years?

Depreciation is the biggest ownership cost. The Renault Captur loses about R 217 236 over three years and the Volkswagen T-Cross loses about R 109 162. Fuel, insurance and servicing can narrow or widen that, but the depreciation gap is the number to start from.

What do they cost per month?

On typical finance (10% deposit, 72 months, 11.75%), the Renault Captur runs about R 9 019 per month and the Volkswagen T-Cross about R 6 990, before fees and insurance.

Keep going

Modelled estimates on a retail basis; spec levels and real transaction prices vary.