Opel Mokka vs Volkswagen T-Cross
Value retention, real cost and monthly money, compared on the same 2026 South African data.
The Volkswagen T-Cross wins on money kept: 73% retained after three years vs 58%, worth about R 18 969 at trade-in time.
Both curves, one chart
Head to head
| Mokka | T-Cross | |
|---|---|---|
| New price (from) | R 534 900 | R 399 900 |
| ±Monthly instalment | R 9 349/m | R 6 990/m |
| Retained after 1 year | 76% | 85% |
| Retained after 3 years | 58% | 73% |
| Value after 3 years | R 309 707 | R 290 738 |
| Lost to depreciation (3y) | R 225 193 | R 109 162 |
| Value after 5 years | R 235 160 | R 242 191 |
| Our tier | Weak-franchise mainstream | Strong mainstream |
Opel Mokka →
Opel's compact crossover, first sold here in 2013 as the Mokka and later Mokka X, with the sharper French-platform generation arriving in 2021. A facelifted 1.2T range landed in 2025. Design is its calling card, but low volumes mean steep depreciation.
Known for: bold design, small sales numbers
Volkswagen T-Cross →
VW's Polo-based compact SUV has been a consistent top seller since its 2019 launch. Its 1.0 TSI engines are familiar from the Polo, and resale is among the strongest in a crowded small SUV segment.
Known for: polo-based suv practicality
Common questions
Which holds value better, the Opel Mokka or the Volkswagen T-Cross?
The Volkswagen T-Cross. It keeps about 73% of its price after three years against 58% for the Opel Mokka, a gap of 15 points.
Which is cheaper to own over three years?
Depreciation is the biggest ownership cost. The Opel Mokka loses about R 225 193 over three years and the Volkswagen T-Cross loses about R 109 162. Fuel, insurance and servicing can narrow or widen that, but the depreciation gap is the number to start from.
What do they cost per month?
On typical finance (10% deposit, 72 months, 11.75%), the Opel Mokka runs about R 9 349 per month and the Volkswagen T-Cross about R 6 990, before fees and insurance.
Keep going
Modelled estimates on a retail basis; spec levels and real transaction prices vary.