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Nissan Magnite vs Tata Punch

Value retention, real cost and monthly money, compared on the same 2026 South African data.

The short answer

The Nissan Magnite wins on money kept: 67% retained after three years vs 60%, worth about R 21 964 at trade-in time.

Both curves, one chart

R0R75kR150kR225kR300kNow1y2y3y4y5y6y7y8yYears from now
Nissan Magnite Tata Punch

Head to head

MagnitePunch
New price (from)R 252 200R 244 900
±Monthly instalmentR 4 408/mR 4 280/m
Retained after 1 year83%78%
Retained after 3 years67%60%
Value after 3 yearsR 169 740R 147 776
Lost to depreciation (3y)R 82 460R 97 124
Value after 5 yearsR 135 450R 114 491
Our tierMainstreamWeak-franchise mainstream

Nissan Magnite

Launched in April 2021, the Indian-built Magnite gave Nissan a foothold in the budget compact SUV boom. Sharp pricing and a 6-year/150,000 km warranty quickly made it the brand's best-selling passenger car. A 2024 facelift added updated styling and even a panel van version.

Known for: aggressive pricing and a long warranty

Tata Punch

Compact crossover pitched from R244,900 as part of the August 2025 relaunch, sitting between Kwid-class cars and small SUVs. Tata leans on the model's strong crash-test record in India as a selling point. SA depreciation history simply does not exist yet.

Known for: affordable chunky compact crossover

Common questions

Which holds value better, the Nissan Magnite or the Tata Punch?

The Nissan Magnite. It keeps about 67% of its price after three years against 60% for the Tata Punch, a gap of 7 points.

Which is cheaper to own over three years?

Depreciation is the biggest ownership cost. The Nissan Magnite loses about R 82 460 over three years and the Tata Punch loses about R 97 124. Fuel, insurance and servicing can narrow or widen that, but the depreciation gap is the number to start from.

What do they cost per month?

On typical finance (10% deposit, 72 months, 11.75%), the Nissan Magnite runs about R 4 408 per month and the Tata Punch about R 4 280, before fees and insurance.

Keep going

Modelled estimates on a retail basis; spec levels and real transaction prices vary.