Kia Picanto vs Toyota Agya
Value retention, real cost and monthly money, compared on the same 2026 South African data.
Too close to call on resale: both keep about 65% of their value over three years. Decide on the deal, not the badge.
Both curves, one chart
Head to head
| Picanto | Agya | |
|---|---|---|
| New price (from) | R 236 995 | R 178 600 |
| ±Monthly instalment | R 4 142/m | R 3 122/m |
| Retained after 1 year | 81% | 81% |
| Retained after 3 years | 65% | 65% |
| Value after 3 years | R 153 941 | R 116 011 |
| Lost to depreciation (3y) | R 83 054 | R 62 589 |
| Value after 5 years | R 120 843 | R 91 068 |
| Our tier | Budget & entry level | Budget & entry level |
Kia Picanto →
South Africa's favourite Kia and a fixture near the top of the entry-car sales charts since 2004. Buyers pick it for city-friendly size, decent spec and the long warranty, and a panel van version serves fleets. Used examples sell quickly and hold value well for a budget car.
Known for: affordable city car with strong demand
Toyota Agya →
An Indonesian-built city car that served as Toyota's cheapest model from 2020 until the Vitz replaced it. The 1.0-litre engine is basic but frugal, and equipment was thin on early cars. Used examples are plentiful and cheap to run, though the badge carries more weight than the car itself.
Known for: short-lived budget hatch before the vitz
Common questions
Which holds value better, the Kia Picanto or the Toyota Agya?
They are close to inseparable: 65% vs 65% retained after three years. Buy on price, spec and the deal you can get, not on resale.
Which is cheaper to own over three years?
Depreciation is the biggest ownership cost. The Kia Picanto loses about R 83 054 over three years and the Toyota Agya loses about R 62 589. Fuel, insurance and servicing can narrow or widen that, but the depreciation gap is the number to start from.
What do they cost per month?
On typical finance (10% deposit, 72 months, 11.75%), the Kia Picanto runs about R 4 142 per month and the Toyota Agya about R 3 122, before fees and insurance.
Keep going
Modelled estimates on a retail basis; spec levels and real transaction prices vary.