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Kia Picanto vs Peugeot 107

Value retention, real cost and monthly money, compared on the same 2026 South African data.

The short answer

The Kia Picanto wins on money kept: 65% retained after three years vs 59%, worth about R 100 623 at trade-in time.

Both curves, one chart

R0R75kR150kR225kR300kNow1y2y3y4y5y6y7y8yYears from now
Kia Picanto Peugeot 107

Head to head

Picanto107
New price (from)R 236 995R 89 900
±Monthly instalmentR 4 142/mR 1 571/m
Retained after 1 year81%77%
Retained after 3 years65%59%
Value after 3 yearsR 153 941R 53 319
Lost to depreciation (3y)R 83 054R 36 581
Value after 5 yearsR 120 843R 40 962
Our tierBudget & entry levelWeak-franchise mainstream

Kia Picanto

South Africa's favourite Kia and a fixture near the top of the entry-car sales charts since 2004. Buyers pick it for city-friendly size, decent spec and the long warranty, and a panel van version serves fleets. Used examples sell quickly and hold value well for a budget car.

Known for: affordable city car with strong demand

Peugeot 107

A Toyota Aygo twin launched in 2006 at an aggressive R89,900. City buyers liked the low running costs, and the Toyota-sourced 1.0 triple is famously reliable. It left the market in the early 2010s and used examples remain honest budget transport.

Known for: cheap toyota-engined city car

Common questions

Which holds value better, the Kia Picanto or the Peugeot 107?

The Kia Picanto. It keeps about 65% of its price after three years against 59% for the Peugeot 107, a gap of 6 points.

Which is cheaper to own over three years?

Depreciation is the biggest ownership cost. The Kia Picanto loses about R 83 054 over three years and the Peugeot 107 loses about R 36 581. Fuel, insurance and servicing can narrow or widen that, but the depreciation gap is the number to start from.

What do they cost per month?

On typical finance (10% deposit, 72 months, 11.75%), the Kia Picanto runs about R 4 142 per month and the Peugeot 107 about R 1 571, before fees and insurance.

Keep going

Modelled estimates on a retail basis; spec levels and real transaction prices vary.