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Kia Pegas vs Suzuki Dzire

Value retention, real cost and monthly money, compared on the same 2026 South African data.

The short answer

The Suzuki Dzire wins on money kept: 72% retained after three years vs 62%, worth about R 13 381 at trade-in time.

Both curves, one chart

R0R75kR150kR225kR300kNow1y2y3y4y5y6y7y8yYears from now
Kia Pegas Suzuki Dzire

Head to head

PegasDzire
New price (from)R 292 995R 232 900
±Monthly instalmentR 5 121/mR 4 071/m
Retained after 1 year79%85%
Retained after 3 years62%72%
Value after 3 yearsR 181 085R 167 704
Lost to depreciation (3y)R 111 910R 65 196
Value after 5 yearsR 138 327R 138 945
Our tierBudget & entry levelStrong mainstream

Kia Pegas

A Chinese-built budget sedan sold here since 2018, offering more boot space per rand than most rivals. E-hailing drivers and fleet buyers make up a big slice of sales. Resale is average and the used market carries plenty of high-mileage examples.

Known for: big-boot budget sedan for e-hailing

Suzuki Dzire

Essentially a Swift with a boot, sold here since 2014 as the Swift Dzire and from 2025 as a standalone nameplate. It is popular with e-hailing drivers and fleet buyers thanks to the roomy cabin and frugal 1.2 petrol. Ride-hailing demand supports used prices but also puts plenty of high-mileage cars into the market.

Known for: big boot on a small budget

Common questions

Which holds value better, the Kia Pegas or the Suzuki Dzire?

The Suzuki Dzire. It keeps about 72% of its price after three years against 62% for the Kia Pegas, a gap of 10 points.

Which is cheaper to own over three years?

Depreciation is the biggest ownership cost. The Kia Pegas loses about R 111 910 over three years and the Suzuki Dzire loses about R 65 196. Fuel, insurance and servicing can narrow or widen that, but the depreciation gap is the number to start from.

What do they cost per month?

On typical finance (10% deposit, 72 months, 11.75%), the Kia Pegas runs about R 5 121 per month and the Suzuki Dzire about R 4 071, before fees and insurance.

Keep going

Modelled estimates on a retail basis; spec levels and real transaction prices vary.