Hyundai Exter vs Tata Punch
Value retention, real cost and monthly money, compared on the same 2026 South African data.
The Hyundai Exter wins on money kept: 64% retained after three years vs 60%, worth about R 25 817 at trade-in time.
Both curves, one chart
Head to head
| Exter | Punch | |
|---|---|---|
| New price (from) | R 269 900 | R 244 900 |
| ±Monthly instalment | R 4 717/m | R 4 280/m |
| Retained after 1 year | 81% | 78% |
| Retained after 3 years | 64% | 60% |
| Value after 3 years | R 173 593 | R 147 776 |
| Lost to depreciation (3y) | R 96 307 | R 97 124 |
| Value after 5 years | R 135 533 | R 114 491 |
| Our tier | Budget & entry level | Weak-franchise mainstream |
Hyundai Exter →
Launched locally late in 2024 as the successor to the Atos, slotting below the Venue as Hyundai's cheapest model. It shares its 1.2 petrol engine and platform with the Grand i10. Early sales have been healthy against the Fronx and Sonet.
Known for: budget crossover that replaced the atos
Tata Punch →
Compact crossover pitched from R244,900 as part of the August 2025 relaunch, sitting between Kwid-class cars and small SUVs. Tata leans on the model's strong crash-test record in India as a selling point. SA depreciation history simply does not exist yet.
Known for: affordable chunky compact crossover
Common questions
Which holds value better, the Hyundai Exter or the Tata Punch?
The Hyundai Exter. It keeps about 64% of its price after three years against 60% for the Tata Punch, a gap of 4 points.
Which is cheaper to own over three years?
Depreciation is the biggest ownership cost. The Hyundai Exter loses about R 96 307 over three years and the Tata Punch loses about R 97 124. Fuel, insurance and servicing can narrow or widen that, but the depreciation gap is the number to start from.
What do they cost per month?
On typical finance (10% deposit, 72 months, 11.75%), the Hyundai Exter runs about R 4 717 per month and the Tata Punch about R 4 280, before fees and insurance.
Keep going
Modelled estimates on a retail basis; spec levels and real transaction prices vary.