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Hyundai Creta vs Suzuki Across

Value retention, real cost and monthly money, compared on the same 2026 South African data.

The short answer

The Suzuki Across wins on money kept: 73% retained after three years vs 67%, worth about R 31 824 at trade-in time.

Both curves, one chart

R0R125kR250kR375kR500kNow1y2y3y4y5y6y7y8yYears from now
Hyundai Creta Suzuki Across

Head to head

CretaAcross
New price (from)R 428 900R 349 900
±Monthly instalmentR 7 496/mR 6 116/m
Retained after 1 year82%85%
Retained after 3 years67%73%
Value after 3 yearsR 286 211R 254 387
Lost to depreciation (3y)R 142 689R 95 513
Value after 5 yearsR 227 302R 211 910
Our tierMainstreamStrong mainstream

Hyundai Creta

A consistent top seller for Hyundai SA since 2017, imported from India. Buyers value the space, light controls and warranty more than outright polish. Second-generation cars from 2021 sell strongly used and the nameplate holds value well for its segment.

Known for: family suv space and comfort at a fair price

Suzuki Across

Suzuki's newest SA model arrived in 2026 as a mild-hybrid crossover slotting between the Fronx and Grand Vitara. It is built in India, where it is sold as the Victoris, and shares the Grand Vitara's platform and 1.5 petrol engine. The nameplate is too new here for any resale track record.

Known for: mild-hybrid crossover value

Common questions

Which holds value better, the Hyundai Creta or the Suzuki Across?

The Suzuki Across. It keeps about 73% of its price after three years against 67% for the Hyundai Creta, a gap of 6 points.

Which is cheaper to own over three years?

Depreciation is the biggest ownership cost. The Hyundai Creta loses about R 142 689 over three years and the Suzuki Across loses about R 95 513. Fuel, insurance and servicing can narrow or widen that, but the depreciation gap is the number to start from.

What do they cost per month?

On typical finance (10% deposit, 72 months, 11.75%), the Hyundai Creta runs about R 7 496 per month and the Suzuki Across about R 6 116, before fees and insurance.

Keep going

Modelled estimates on a retail basis; spec levels and real transaction prices vary.