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Honda Fit vs Volkswagen Polo

Value retention, real cost and monthly money, compared on the same 2026 South African data.

The short answer

The Volkswagen Polo wins on money kept: 72% retained after three years vs 66%, worth about R 14 272 at trade-in time.

Both curves, one chart

R0R100kR200kR300kR400kNow1y2y3y4y5y6y7y8yYears from now
Honda Fit Volkswagen Polo

Head to head

FitPolo
New price (from)R 383 400R 373 800
±Monthly instalmentR 6 701/mR 6 533/m
Retained after 1 year82%85%
Retained after 3 years66%72%
Value after 3 yearsR 254 654R 268 927
Lost to depreciation (3y)R 128 746R 104 873
Value after 5 yearsR 201 712R 222 698
Our tierMainstreamStrong mainstream

Honda Fit

The Fit took over from the Jazz in June 2021, keeping the same practical packaging and adding one of SA's most affordable full hybrids. The 1.5 e:HEV suits city driving while the petrol CVT versions carry the volume. It holds value well by hatchback standards.

Known for: clever packaging and frugal hybrid option

Volkswagen Polo

Built in Kariega for local sale and export, the Polo has been SA's benchmark compact hatch since the Playa era of the mid-1990s. GTI versions carry a strong enthusiast following, and used values hold up better than almost anything else in the class.

Known for: class-leading resale and gti heritage

Common questions

Which holds value better, the Honda Fit or the Volkswagen Polo?

The Volkswagen Polo. It keeps about 72% of its price after three years against 66% for the Honda Fit, a gap of 6 points.

Which is cheaper to own over three years?

Depreciation is the biggest ownership cost. The Honda Fit loses about R 128 746 over three years and the Volkswagen Polo loses about R 104 873. Fuel, insurance and servicing can narrow or widen that, but the depreciation gap is the number to start from.

What do they cost per month?

On typical finance (10% deposit, 72 months, 11.75%), the Honda Fit runs about R 6 701 per month and the Volkswagen Polo about R 6 533, before fees and insurance.

Keep going

Modelled estimates on a retail basis; spec levels and real transaction prices vary.