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Honda Fit vs Suzuki Swift

Value retention, real cost and monthly money, compared on the same 2026 South African data.

The short answer

The Suzuki Swift wins on money kept: 73% retained after three years vs 66%, worth about R 87 074 at trade-in time.

Both curves, one chart

R0R100kR200kR300kR400kNow1y2y3y4y5y6y7y8yYears from now
Honda Fit Suzuki Swift

Head to head

FitSwift
New price (from)R 383 400R 228 900
±Monthly instalmentR 6 701/mR 4 001/m
Retained after 1 year82%86%
Retained after 3 years66%73%
Value after 3 yearsR 254 654R 167 581
Lost to depreciation (3y)R 128 746R 61 319
Value after 5 yearsR 201 712R 140 149
Our tierMainstreamStrong mainstream

Honda Fit

The Fit took over from the Jazz in June 2021, keeping the same practical packaging and adding one of SA's most affordable full hybrids. The 1.5 e:HEV suits city driving while the petrol CVT versions carry the volume. It holds value well by hatchback standards.

Known for: clever packaging and frugal hybrid option

Suzuki Swift

The Swift has anchored Suzuki's local range since the brand's 2008 return and now regularly tops SA's passenger-car sales charts. Buyers rate its light fuel use, cheap servicing and better-than-average resale for the price. The turbocharged Swift Sport sits at the top of the range with a small enthusiast following.

Known for: affordable fun and strong resale

Common questions

Which holds value better, the Honda Fit or the Suzuki Swift?

The Suzuki Swift. It keeps about 73% of its price after three years against 66% for the Honda Fit, a gap of 7 points.

Which is cheaper to own over three years?

Depreciation is the biggest ownership cost. The Honda Fit loses about R 128 746 over three years and the Suzuki Swift loses about R 61 319. Fuel, insurance and servicing can narrow or widen that, but the depreciation gap is the number to start from.

What do they cost per month?

On typical finance (10% deposit, 72 months, 11.75%), the Honda Fit runs about R 6 701 per month and the Suzuki Swift about R 4 001, before fees and insurance.

Keep going

Modelled estimates on a retail basis; spec levels and real transaction prices vary.