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Chery Tiggo 4 Pro vs Toyota Urban Cruiser

Value retention, real cost and monthly money, compared on the same 2026 South African data.

The short answer

The Toyota Urban Cruiser wins on money kept: 73% retained after three years vs 64%, worth about R 77 648 at trade-in time.

Both curves, one chart

R0R100kR200kR300kR400kNow1y2y3y4y5y6y7y8yYears from now
Chery Tiggo 4 Pro Toyota Urban Cruiser

Head to head

Tiggo 4 ProUrban Cruiser
New price (from)R 269 900R 342 700
±Monthly instalmentR 4 717/mR 5 990/m
Retained after 1 year80%85%
Retained after 3 years64%73%
Value after 3 yearsR 171 504R 249 152
Lost to depreciation (3y)R 98 396R 93 548
Value after 5 yearsR 133 902R 207 549
Our tierChinese (established)Strong mainstream

Chery Tiggo 4 Pro

The Tiggo 4 Pro spearheaded Chery's 2021 return and has often been the best-selling Chinese car in South Africa, regularly cracking the overall top ten. Buyers get a lot of equipment for budget-hatch money plus a 10-year/1-million km engine warranty for the first owner. Resale is far better than old-era Chery but still trails Toyota and VW rivals.

Known for: kit-for-money value and long warranties

Toyota Urban Cruiser

The Urban Cruiser name arrived in 2021 on a rebadged Suzuki Vitara Brezza, with the second generation switching to Grand Vitara underpinnings in 2023. It gives budget-conscious buyers a proper compact SUV with Toyota backing from under R350k. Sales volumes are consistently strong and resale follows the usual Toyota pattern.

Known for: affordable toyota suv built on suzuki platforms

Common questions

Which holds value better, the Chery Tiggo 4 Pro or the Toyota Urban Cruiser?

The Toyota Urban Cruiser. It keeps about 73% of its price after three years against 64% for the Chery Tiggo 4 Pro, a gap of 9 points.

Which is cheaper to own over three years?

Depreciation is the biggest ownership cost. The Chery Tiggo 4 Pro loses about R 98 396 over three years and the Toyota Urban Cruiser loses about R 93 548. Fuel, insurance and servicing can narrow or widen that, but the depreciation gap is the number to start from.

What do they cost per month?

On typical finance (10% deposit, 72 months, 11.75%), the Chery Tiggo 4 Pro runs about R 4 717 per month and the Toyota Urban Cruiser about R 5 990, before fees and insurance.

Keep going

Modelled estimates on a retail basis; spec levels and real transaction prices vary.