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BMW 7 Series vs Mercedes-Benz S-Class

Value retention, real cost and monthly money, compared on the same 2026 South African data.

The short answer

Too close to call on resale: both keep about 54% of their value over three years. Decide on the deal, not the badge.

Both curves, one chart

R0R750kR1,5mR2,3mR3mNow1y2y3y4y5y6y7y8yYears from now
BMW 7 Series Mercedes-Benz S-Class

Head to head

7 SeriesS-Class
New price (from)R 2 302 104R 2 652 260
±Monthly instalmentR 40 237/mR 46 357/m
Retained after 1 year76%76%
Retained after 3 years54%54%
Value after 3 yearsR 1 239 425R 1 427 945
Lost to depreciation (3y)R 1 062 679R 1 224 315
Value after 5 yearsR 857 960R 988 458
Our tierLuxury flagship & exoticLuxury flagship & exotic

BMW 7 Series

BMW's flagship sedan has been on sale in South Africa continuously since the 1990s as the main rival to the Mercedes S-Class. Executive and chauffeur buyers dominate the small new market. Depreciation is severe, which makes lightly used examples look like bargains until the maintenance bills arrive.

Known for: flagship limousine with brutal depreciation

Mercedes-Benz S-Class

Every generation of the S-Class lands in SA as the technology flagship of the whole market. New buyers are mostly chauffeur-driven executives, while used buyers get limousine luxury for a fraction of list price because depreciation is brutal. Running costs on older examples can sting.

Known for: flagship tech and chauffeur luxury

Common questions

Which holds value better, the BMW 7 Series or the Mercedes-Benz S-Class?

They are close to inseparable: 54% vs 54% retained after three years. Buy on price, spec and the deal you can get, not on resale.

Which is cheaper to own over three years?

Depreciation is the biggest ownership cost. The BMW 7 Series loses about R 1 062 679 over three years and the Mercedes-Benz S-Class loses about R 1 224 315. Fuel, insurance and servicing can narrow or widen that, but the depreciation gap is the number to start from.

What do they cost per month?

On typical finance (10% deposit, 72 months, 11.75%), the BMW 7 Series runs about R 40 237 per month and the Mercedes-Benz S-Class about R 46 357, before fees and insurance.

Keep going

Modelled estimates on a retail basis; spec levels and real transaction prices vary.