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BMW 4 Series vs Lexus RC

Value retention, real cost and monthly money, compared on the same 2026 South African data.

The short answer

The BMW 4 Series wins on money kept: 57% retained after three years vs 55%, worth about R 364 281 at trade-in time.

Both curves, one chart

R0R500kR1mR1,5mR2mNow1y2y3y4y5y6y7y8yYears from now
BMW 4 Series Lexus RC

Head to head

4 SeriesRC
New price (from)R 1 005 063R 1 713 400
±Monthly instalmentR 17 567/mR 29 947/m
Retained after 1 year77%76%
Retained after 3 years57%55%
Value after 3 yearsR 572 135R 936 416
Lost to depreciation (3y)R 432 928R 776 984
Value after 5 yearsR 409 061R 653 753
Our tierPremium (established)Premium (established)

BMW 4 Series

Essentially a two-door 3 Series, the 4 Series has been sold in South Africa since 2014 in coupe, convertible and Gran Coupe forms. The M4 accounts for a large share of local interest in the nameplate. Depreciation runs steeper than the 3 Series because the body styles are more niche.

Known for: 3 series style with two doors

Lexus RC

The RC coupe reached South Africa in 2015 and ended its run sold only as the V8-powered RC F. Lexus SA confirmed it was discontinued at the end of 2023 after just four registrations that year. Its rarity and naturally aspirated 5.0-litre V8 give it a small enthusiast following on the used market.

Known for: rare v8 coupe

Common questions

Which holds value better, the BMW 4 Series or the Lexus RC?

The BMW 4 Series. It keeps about 57% of its price after three years against 55% for the Lexus RC, a gap of 2 points.

Which is cheaper to own over three years?

Depreciation is the biggest ownership cost. The BMW 4 Series loses about R 432 928 over three years and the Lexus RC loses about R 776 984. Fuel, insurance and servicing can narrow or widen that, but the depreciation gap is the number to start from.

What do they cost per month?

On typical finance (10% deposit, 72 months, 11.75%), the BMW 4 Series runs about R 17 567 per month and the Lexus RC about R 29 947, before fees and insurance.

Keep going

Modelled estimates on a retail basis; spec levels and real transaction prices vary.