Audi Q5 vs BMW X4
Value retention, real cost and monthly money, compared on the same 2026 South African data.
The Audi Q5 wins on money kept: 62% retained after three years vs 60%, worth about R 93 606 at trade-in time.
Both curves, one chart
Head to head
| Q5 | X4 | |
|---|---|---|
| New price (from) | R 1 018 200 | R 1 208 731 |
| ±Monthly instalment | R 17 796/m | R 21 127/m |
| Retained after 1 year | 81% | 79% |
| Retained after 3 years | 62% | 60% |
| Value after 3 years | R 633 454 | R 727 060 |
| Lost to depreciation (3y) | R 384 746 | R 481 671 |
| Value after 5 years | R 477 147 | R 536 903 |
| Our tier | Premium (established) | Premium (established) |
Audi Q5 →
The Q5 has been Audi's strongest SUV seller in South Africa since 2009, valued for refinement and the long-serving 2.0 TDI drivetrain. The latest generation opens with the 40 TDI quattro at just over R1 million. It resells more easily than Audi's sedans, though normal German premium depreciation still applies.
Known for: best-selling audi suv in sa
BMW X4 →
Sold locally from 2014 to 2025, the X4 was the coupe-styled version of the X3. BMW ended production without a direct replacement when the new X3 generation arrived. Used demand is thinner than for the X3, so it trades at a discount despite the higher original price.
Known for: coupe-styled x3 without a successor
Common questions
Which holds value better, the Audi Q5 or the BMW X4?
The Audi Q5. It keeps about 62% of its price after three years against 60% for the BMW X4, a gap of 2 points.
Which is cheaper to own over three years?
Depreciation is the biggest ownership cost. The Audi Q5 loses about R 384 746 over three years and the BMW X4 loses about R 481 671. Fuel, insurance and servicing can narrow or widen that, but the depreciation gap is the number to start from.
What do they cost per month?
On typical finance (10% deposit, 72 months, 11.75%), the Audi Q5 runs about R 17 796 per month and the BMW X4 about R 21 127, before fees and insurance.
Keep going
Modelled estimates on a retail basis; spec levels and real transaction prices vary.