Volvo XC90 value and depreciation
Known for seven-seat family luxury and safety tech.
Projected value of a new Volvo XC90
We class the Volvo XC90 as a premium (established) in our 12-tier model, which puts its retention at roughly 59% after three years and 43% after five. German and established luxury compacts and mid-sizers. A hard first-year knock, then steady losses that accelerate once the motorplan expires.
Retention table
| After | Retained | Retail value | Trade-in |
|---|---|---|---|
| 1 year | 79% | R 1 225 820 | R 1 078 722 |
| 3 years | 59% | R 919 608 | R 809 255 |
| 5 years | 43% | R 672 233 | R 591 565 |
| 7 years | 31% | R 484 990 | R 426 791 |
| 10 years | 19% | R 291 406 | R 256 437 |
Estimates for a new purchase at R 1 555 500; retail basis, trade-in ≈ 12% under retail.
Volvo's seven-seat flagship has been sold here since 2003 and is now in its long-running second generation, priced from about R1.56m. First-generation cars are plentiful and cheap on the used market, with the D5 diesel the sensible pick. A T8 plug-in hybrid tops the current range.
What used XC90 years are worth today
Tap a year for the full breakdown: value range, remaining depreciation, and what to pay.
| Year | Est. retail today | Trade-in | |
|---|---|---|---|
| 2026 XC90 | R 1 555 500 | R 1 368 840 | Details → |
| 2025 XC90 | R 1 161 915 | R 1 022 485 | Details → |
| 2024 XC90 | R 953 915 | R 839 445 | Details → |
| 2023 XC90 | R 783 151 | R 689 173 | Details → |
| 2022 XC90 | R 634 675 | R 558 514 | Details → |
| 2021 XC90 | R 514 348 | R 452 626 | Details → |
| 2020 XC90 | R 416 834 | R 366 814 | Details → |
| 2019 XC90 | R 333 400 | R 293 392 | Details → |
| 2018 XC90 | R 266 666 | R 234 666 | Details → |
| 2017 XC90 | R 213 290 | R 187 695 | Details → |
| 2016 XC90 | R 170 598 | R 150 126 | Details → |
| 2015 XC90 | R 136 451 | R 120 077 | Details → |
XC90 against its rivals
Volvo XC90: common questions
What is a Volvo XC90 worth after 3 years?
A Volvo XC90 bought new today for R 1 555 500 is projected to be worth about R 919 608 after three years, which is 59% of its price. A dealer trade-in offer would sit closer to R 809 255.
Does the Volvo XC90 hold its value?
We class the Volvo XC90 as a premium (established) in our 12-tier model, which puts its retention at roughly 59% after three years and 43% after five. German and established luxury compacts and mid-sizers. A hard first-year knock, then steady losses that accelerate once the motorplan expires.
What does a used Volvo XC90 cost?
As a guide: a 2024 model is worth about R 953 915 retail today, while a 2015 model sits around R 136 451. Condition, mileage and spec move real prices by 10% or more either way.
What would a Volvo XC90 cost per month?
Financing a new Volvo XC90 at R 1 555 500 over 72 months at 11.75% with a 10% deposit comes to roughly R 27 188 per month before bank fees and insurance.
Keep going
All figures are modelled estimates for planning, not offers or valuations. Data reviewed 2026.