Volvo XC40 value and depreciation
Known for safety-led compact suv and sa car of the year.
Projected value of a new Volvo XC40
We class the Volvo XC40 as a premium (established) in our 12-tier model, which puts its retention at roughly 61% after three years and 46% after five. German and established luxury compacts and mid-sizers. A hard first-year knock, then steady losses that accelerate once the motorplan expires.
Retention table
| After | Retained | Retail value | Trade-in |
|---|---|---|---|
| 1 year | 80% | R 600 717 | R 528 631 |
| 3 years | 61% | R 459 176 | R 404 075 |
| 5 years | 46% | R 342 624 | R 301 509 |
| 7 years | 34% | R 252 555 | R 222 248 |
| 10 years | 21% | R 156 934 | R 138 102 |
Estimates for a new purchase at R 750 000; retail basis, trade-in ≈ 12% under retail.
Volvo's best-selling model in South Africa since its 2018 launch, and winner of the 2019 SA Car of the Year award. It now sells as a mild-hybrid petrol from about R750k, and a pure-electric version was also offered locally. Resale holds up better than the brand's sedans, though German rivals still outsell it.
What used XC40 years are worth today
Tap a year for the full breakdown: value range, remaining depreciation, and what to pay.
| Year | Est. retail today | Trade-in | |
|---|---|---|---|
| 2026 XC40 | R 750 000 | R 660 000 | Details → |
| 2025 XC40 | R 569 400 | R 501 072 | Details → |
| 2024 XC40 | R 471 867 | R 415 243 | Details → |
| 2023 XC40 | R 391 040 | R 344 115 | Details → |
| 2022 XC40 | R 320 176 | R 281 755 | Details → |
| 2021 XC40 | R 262 153 | R 230 695 | Details → |
| 2020 XC40 | R 214 645 | R 188 888 | Details → |
| 2019 XC40 | R 173 616 | R 152 782 | Details → |
| 2018 XC40 | R 140 429 | R 123 578 | Details → |
XC40 against its rivals
Volvo XC40: common questions
What is a Volvo XC40 worth after 3 years?
A Volvo XC40 bought new today for R 750 000 is projected to be worth about R 459 176 after three years, which is 61% of its price. A dealer trade-in offer would sit closer to R 404 075.
Does the Volvo XC40 hold its value?
We class the Volvo XC40 as a premium (established) in our 12-tier model, which puts its retention at roughly 61% after three years and 46% after five. German and established luxury compacts and mid-sizers. A hard first-year knock, then steady losses that accelerate once the motorplan expires.
What does a used Volvo XC40 cost?
As a guide: a 2024 model is worth about R 471 867 retail today, while a 2018 model sits around R 140 429. Condition, mileage and spec move real prices by 10% or more either way.
What would a Volvo XC40 cost per month?
Financing a new Volvo XC40 at R 750 000 over 72 months at 11.75% with a 10% deposit comes to roughly R 13 109 per month before bank fees and insurance.
Keep going
All figures are modelled estimates for planning, not offers or valuations. Data reviewed 2026.