Volvo S40 value and depreciation
Known for safe entry-level volvo sedan.
Depreciation curve
We class the Volvo S40 as a premium (established) in our 12-tier model, which puts its retention at roughly 61% after three years and 46% after five. German and established luxury compacts and mid-sizers. A hard first-year knock, then steady losses that accelerate once the motorplan expires.
Retention table
| After | Retained |
|---|---|
| 1 year | 80% |
| 3 years | 61% |
| 5 years | 46% |
| 7 years | 34% |
| 10 years | 21% |
Estimates for a new purchase at list price; retail basis, trade-in ≈ 12% under retail.
The S40 was Volvo's entry sedan in South Africa across two generations from the late 1990s until around 2012. It sold in modest numbers against the 3 Series and A4. Used examples are cheap, but age and specialist parts pricing keep demand narrow.
S40 against its rivals
Volvo S40: common questions
Does the Volvo S40 hold its value?
We class the Volvo S40 as a premium (established) in our 12-tier model, which puts its retention at roughly 61% after three years and 46% after five. German and established luxury compacts and mid-sizers. A hard first-year knock, then steady losses that accelerate once the motorplan expires.
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All figures are modelled estimates for planning, not offers or valuations. Data reviewed 2026.