What is a 2020 BMW 4 Series worth?
Our estimate for a 6-year-old BMW 4 Series in average condition with typical mileage, on 2026 market pricing.
The 2020 4 Series on its value curve
The marker shows where a 2020 model sits today: 6 years in, 66% of the new price already gone. The steep part of the curve is behind it; from here it sheds value at roughly 17% a year.
If you buy it now
| Fair buy price (retail) | R 250 852 |
| Worth in 1 year | R 209 130 |
| Worth in 3 years | R 145 350 |
| 3-year cost of ownership (depreciation) | R 105 502 |
| ±Monthly financed | R 4 384/m |
Depreciation only; fuel, insurance and maintenance excluded.
Is one year newer worth it?
| Model year | Est. retail | Step up costs | |
|---|---|---|---|
| 2021 | R 312 986 | — | See value → |
| 2020 (this page) | R 250 852 | +R 62 134 to newest | |
| 2019 | R 198 228 | +R 114 758 to newest | See value → |
2020 BMW 4 Series: common questions
What is a 2020 BMW 4 Series worth in South Africa?
Around R 250 852 as a retail asking price, with clean low-mileage examples reaching R 273 429 and higher-mileage cars closer to R 228 275. A dealer trade-in offer would sit near R 220 750.
Is a 2020 BMW 4 Series a good buy now?
It has already absorbed 66% of its new-car depreciation. If you buy at R 250 852 and keep it three years, expect it to shed roughly R 105 502 more. As a premium (established) model, its steepest losses are behind it, which is exactly when this kind of car makes the most financial sense used.
What did a 2020 BMW 4 Series cost new?
About R 728 918 at launch pricing in 2020 (our estimate, deflated from today's list price). It has kept 34% of that.
What would financing a 2020 BMW 4 Series cost monthly?
At R 250 852 over 72 months at 11.75% with 10% down, roughly R 4 384 per month before fees and insurance. Shorter terms suit used cars better; run your own numbers in the value calculator.
Keep going
Estimates modelled from list pricing and our SA depreciation tiers; condition, mileage, spec and region move real prices. Not a valuation or an offer.